Univé Health Insurance
A Brief Overview of Univé
Unive is a Dutch health insurance company that offers a wide range of insurance products and services, including health, life, and property insurance. It was established in 1993 following a merger of several regional insurance companies in the Netherlands. The goal was to create a single, unified insurance provider that could cater to the diverse needs of the Dutch population.
Univé Health Insurance Plans
Basic Insurance (Basisverzekering)
In the Netherlands, basic health insurance is mandatory for all residents, including students. Unive’s Basisverzekering covers a wide range of essential healthcare services, such as:
- General practitioner visits
- Hospital care and specialist treatments
- Dental care (up to age 18)
- Prescribed medications
- Maternity care
- Mental healthcare
- Physiotherapy for specific conditions
Comprehensive basic coverage lets you know you’re protected in case of illness or injury.
Supplementary Insurance (Aanvullende verzekering)
Unive offers various supplementary insurance options that allow you to expand your coverage beyond the basic insurance plan. These additional plans cover services not included in the basic insurance, such as:
- Physiotherapy sessions
- Dental care for individuals aged 18 and above
- Alternative therapies and treatments, like acupuncture and homoeopathy
- Orthodontic care
- Contraceptives and sexual health services
- Eyeglasses and contact lenses
- Travel vaccinations
By selecting the supplementary insurance options that align with your needs, you can create a health insurance plan perfect for your lifestyle.
Why choose Univé Health Insurance?
Univé is among the leading health insurance providers in the Netherlands and operates as a non-profit cooperative organization. The absence of a profit motive is evident in the services and products Univé delivers. As a new customer joining Univé, you may be eligible for additional discounts on your insurance premium.
Advantages of Univé Health Insurance Provider
- No profit motive, resulting in low premiums
- Up to 15% premium discount on Supplementary insurance
- Comprehensive insurance coverage
- Fast claims processing
- Emergency care coverage at all hospitals in the Netherlands
- Easy online or app-based claims submission
Basic Health Insurance Univé:
Univé offers a selection of basic health insurance options, including Univé Zorg Select, Univé Zorg Geregeld, and Univé Zorg Vrij. Basic health insurance is mandatory, and the coverage provided by each insurer is the same, as determined by the government. The difference between the various basic health insurance policies lies in your choice of healthcare provider. The reimbursement policy offers 100% freedom of choice, with the insurer covering the bill, although at a higher premium. For other policies, you must visit a contracted healthcare provider, but there are plenty to choose from in the case of the in-kind policy.
Supplementary Health Insurance Univé:
For added security, you can choose a supplementary health insurance plan with Univé Health Insurance. The available packages include:
- Supplementary Good
- Supplementary Better
- Supplementary Best
These packages offer physiotherapy, alternative medicine, and emergency care abroad coverage.
Univé Dental Insurance:
If you wish to cover dental costs, you can opt for Univé dental insurance. The available plans are:
- Dental Good
- Dental Better
- Dental Best
Choose the package that suits your needs, each covering a different annual amount or percentage per bill. If you only visit the dentist for check-ups, dental insurance may not be necessary, as it’s often more cost-effective to pay the bill directly.
Explorer Univé health insurance policies
Use our tool to explorer all heath insurance plans of Univé.
Frequently Asked Questions
You can sign up for Unive health insurance online by visiting their website, filling out the application form, and submitting the required documents. You can also call their customer service for assistance with the application process.
The prior enrollment period for Dutch health insurance is from mid-November to December 31st each year. You can switch providers or enrol in a new plan during this time. In some cases, you may also be eligible to enrol outside of the open enrollment period, such as when you turn 18, move to the Netherlands, or experience a significant life event.
You can switch to Unive from another provider during the open enrollment period. Once your application is accepted, Unive will cancel your previous insurance policy.
Unive offers competitive premiums tailored to the needs of students, making their health insurance plans more affordable. However, it’s essential to check the Unive website or contact their customer service for any additional discounts or promotions available to students.
You can submit claims through Unive’s online portal or mobile app. Alternatively, you can download a claim form from their website, fill it out, and mail it to the address provided. Include any relevant receipts, invoices, or documentation to support your claim.
The processing time for claims varies depending on the complexity of the claim and the volume of shares being processed. Generally, Unive aims to process claims within a few weeks. You can track the status of your claim through the online portal or mobile app.
You can cancel your Unive health insurance policy during the open enrollment by notifying them in writing or through their online portal. Remember that cancellations outside the open enrollment period may be subject to certain conditions and restrictions.
You can typically contact Unive customer service through their website, phone, or email. Visit their website for the most up-to-date contact information.