ONVZ Health Insurance

A Brief Overview of ONVZ

ONVZ, short for Onderlinge Nationale-Nederlanden Zorgverzekeraar, was founded in 1933 as a mutual health insurance company. The company’s roots trace back to the Netherlands, where it began its journey to provide accessible and high-quality health insurance to Dutch citizens.

ONVZ's Basic Health Insurance

The Dutch government mandates that all residents have at least a basic health insurance plan. ONVZ’s Basic Health Insurance, known as the “Basisverzekering,” is the foundation for your coverage. This plan offers essential medical services, such as GP visits, hospitalisation, medication, and maternity care.

ONVZ Supplementary Insurance Modules

ONVZ offers various supplementary insurance options to help you customise your health insurance to suit your needs. These plans can cover additional services not included in the basic package, such as dental care, physiotherapy, alternative therapies, and international coverage. Here are some of ONVZ’s supplementary insurance plans designed with students in mind:

  1. Startfit: Aimed at young, active individuals, Startfit offers coverage for contraceptives, vaccinations for travelling, and sports medical advice.
  2. Extrafit: This supplementary plan provides a more extensive range of benefits, including physiotherapy, alternative therapies, and glasses or contact lenses.
  3. Benfit: Designed for those who need more comprehensive coverage, Benfit offers comprehensive dental care, orthodontics, and even coverage for weight management programs.

ONVZ Dental Insurance

Your teeth matter too! ONVZ provides three dental insurance options that you can choose from, depending on the level of coverage you need:

  1. Tandfit A: This basic dental plan covers preventive and curative dental care up to a certain maximum per year, making it affordable for those requiring minimal dental work.
  2. Tandfit B: For individuals who need more extensive dental care, Tandfit B offers higher coverage for preventive, curative, and specialised dental treatments.
  3. Tandfit C: This premium dental plan provides the most comprehensive coverage for a wide range of dental treatments, including orthodontics, making it ideal for those with complex dental needs.

Explorer ONVZ health insurance policies

Use our tool to explorer all heath insurance plans of ONVZ.

The Benefits of Choosing ONVZ Health Insurance for Students

Student-Friendly Pricing

ONVZ recognises the financial constraints that students often face and offers competitively priced health insurance plans tailored to young adults’ needs. With ONVZ, you can find an insurance plan that fits your budget without sacrificing the quality of coverage.

Exceptional Customer Service

ONVZ is renowned for its commitment to delivering top-notch customer service. The company believes in providing personalised support to each policyholder, ensuring that you have access to the information and assistance you need when you need it.

Health and Wellness Support

ONVZ goes beyond just providing health insurance coverage. The company is dedicated to promoting overall health and well-being among its policyholders. ONVZ offers a variety of health and wellness programs, tools, and resources designed to help you maintain a healthy lifestyle and make informed decisions about your health.

Online Tools and Resources

In today’s digital age, convenience is vital. ONVZ’s online platform, MijnONVZ, allows you to manage your health insurance account and access important information at your fingertips. You can view your policy details, submit claims, and even chat with ONVZ’s customer support team, all through the easy-to-use platform.

Flexibility and Customization

ONVZ understands that everyone has unique health insurance needs. The company offers various supplementary and dental insurance options, allowing you to tailor your coverage to your specific requirements. This flexibility ensures that you only pay for the coverage you need, helping you keep costs in check.

Tips for Choosing the Right ONVZ Health Insurance Plan

Now that you have a better understanding of ONVZ’s health insurance offerings, here are some tips to help you choose the right plan for your needs:

  1. Assess your health needs: Consider your current and potential future health needs. Think about any ongoing medical conditions, medications, or treatments you require, as well as your dental and vision care needs.
  2. Budget wisely: Determine how much you can afford to spend on health insurance premiums and select a plan that aligns with your budget.
  3. Compare plans: Review ONVZ’s various health insurance plans and compare their coverage levels, benefits, and costs to find the best fit for you.
  4. Seek expert advice: If you need help deciding which plan to choose, consider contacting ONVZ’s customer support team for guidance. They can help you understand the different options and choose the one that best suits your needs.

Why ONVZ Should Be Your Top Choice for Health Insurance

As a student, your health and well-being should be a top priority. ONVZ Health Insurance offers comprehensive and flexible coverage options tailored to meet the unique needs of students like you. With a range of plans, exceptional customer service, and student-friendly pricing, ONVZ is the ideal choice to protect yourself from unforeseen medical expenses. So, take control of your health and secure the coverage with ONVZ today!

Frequently Asked Questions

ONVZ has an extensive network of healthcare providers, including hospitals, clinics, and practitioners. To check if your preferred provider is part of their network, visit ONVZ’s website and use their search tool to find participating providers.

Yes, you can switch to ONVZ from another health insurance provider. In the Netherlands, you can typically switch health insurance providers once a year during the open enrollment period, from mid-November to the end of December. Remember that certain conditions and waiting periods might depend on your previous insurance and the ONVZ plan you choose.

You can submit a claim to ONVZ through their online platform, MijnONVZ, or the ONVZ app. You’ll need to provide details of the medical treatment received and any relevant invoices or receipts. ONVZ will then review your claim and reimburse you according to the terms of your policy.

Yes, ONVZ offers international health insurance options for students studying or travelling abroad. These options can cover emergency medical care, repatriation, and even routine medical expenses overseas. Review the international coverage options available and choose the one that best suits your needs.

While ONVZ doesn’t typically offer specific student discounts, their range of health insurance plans includes options designed to cater to the needs and budgets of young adults, such as the Startfit supplementary plan. It’s essential to compare the different plans available and choose the one that offers the best value for your needs.

In most cases, you can only change your health insurance plan during the open enrollment period, which runs from mid-November to the end of December. However, certain life events, such as getting married or having a baby, may allow you to change your plan mid-year. Contact ONVZ’s customer support team for more information on your specific situation.

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